The Capital Guaranteed Defined Return Plan, provided by Santander ISA Managers Limited, offers a low risk opportunity which provides a capital guarantee*, plus a minimum return, regardless of the performance of the FTSE 100 Index**.
Defined Return Plan 12 offers the opportunity for an enhanced defined return if the FTSE 100 Index has stayed the same or risen at maturity, and is available with either a 3.75 year or 5.5 year term. It also provides a minimum return if the FTSE 100 Index has gone down.
If you opt for the 3.75 year term, at maturity you will get back your original investment plus either a sum equivalent to 15% of your original investment, if the FTSE 100 Index has stayed the same or increased by any amount, OR a sum equivalent to 0.25% of your original investment if the FTSE 100 Index has gone down.
If you select the 5.5 year term, you will get your original investment back plus either a sum equivalent to 27% of your original investment if the FTSE 100 Index has stayed the same or increased by any amount, OR a sum equivalent to 0.5% of your original investment if the FTSE 100 Index has gone down.
The Capital Guaranteed Defined Return Plan can be held as a direct investment and offset against an individual's CGT allowance, within a SIPP or SSAS, or within an ISA (5 ½ year term only). Minimum investment is £10,000.
For more information about the Capital Guaranteed Defined Return Plan 12, please download and read the Term Sheet and Product Guide below.
* Capital Guarantee
Capital and the minimum return are guaranteed at maturity. The guarantee will be provided by Santander Guarantee Company, an English unlimited company, which is wholly owned by Santander UK plc. The guarantee depends on the continued solvency of Santander UK plc.
** The Final Index Level is the average of the daily closing levels of the FTSE 100 Index on each business day over the last 6 months of the investment term.