Interest Rates
Listed below are the current interest rates for our on-sale bank accounts. These rates are an indication only and can change during the day. All of our accounts, excluding fixed term deposits, are subject to variable rates of interest.
For Term Deposit rates available to SIPP/SSAS deposits, please see 'Term Deposit Account (Personal)'.
Please select an account from the drop-down menu below
Daily Term Deposit rates are not published until after 9am. Please scroll down to the bottom of the page to ensure you are looking at today's rates. For Term Deposit requirements above the limits in the table below please call us on 0500 009 462.
Please also note that the one month Term Deposit rate applies to deposits placed for one CALENDAR month. Should you wish to place a Term Deposit for 4 weeks, the rate quoted for 3 weeks is applicable.
|
Term Deposit Account (Non-Personal)
(£
GBP
) - Interest Rates (% p.a.)
|
|
Balance
|
Gross % p.a.*
|
AER%**
|
|
|
£50,000 +
|
0.150
|
0.15
|
|
£250,000 +
|
0.280
|
0.28
|
|
£500,000 +
|
0.310
|
0.31
|
|
£1,000,000 +
|
0.350
|
0.35
|
|
£2,000,000 +
|
0.360
|
0.36
|
|
|
£50,000 +
|
0.160
|
0.16
|
|
£250,000 +
|
0.290
|
0.29
|
|
£500,000 +
|
0.320
|
0.32
|
|
£1,000,000 +
|
0.360
|
0.36
|
|
£2,000,000 +
|
0.370
|
0.37
|
|
|
£50,000 +
|
0.170
|
0.17
|
|
£250,000 +
|
0.300
|
0.30
|
|
£500,000 +
|
0.330
|
0.33
|
|
£1,000,000 +
|
0.370
|
0.37
|
|
£2,000,000 +
|
0.380
|
0.38
|
|
|
£50,000 +
|
0.490
|
0.49
|
|
£250,000 +
|
0.490
|
0.49
|
|
£500,000 +
|
0.490
|
0.49
|
|
£1,000,000 +
|
0.490
|
0.49
|
|
£2,000,000 +
|
0.490
|
0.49
|
|
|
£50,000 +
|
0.500
|
0.50
|
|
£250,000 +
|
0.500
|
0.50
|
|
£500,000 +
|
0.500
|
0.50
|
|
£1,000,000 +
|
0.500
|
0.50
|
|
£2,000,000 +
|
0.500
|
0.50
|
|
|
£50,000 +
|
0.610
|
0.61
|
|
£250,000 +
|
0.610
|
0.61
|
|
£500,000 +
|
0.610
|
0.61
|
|
£1,000,000 +
|
0.610
|
0.61
|
|
£2,000,000 +
|
0.610
|
0.61
|
|
|
£50,000 +
|
0.630
|
0.63
|
|
£250,000 +
|
0.630
|
0.63
|
|
£500,000 +
|
0.630
|
0.63
|
|
£1,000,000 +
|
0.630
|
0.63
|
|
£2,000,000 +
|
0.630
|
0.63
|
|
|
£50,000 +
|
0.660
|
0.66
|
|
£250,000 +
|
0.660
|
0.66
|
|
£500,000 +
|
0.660
|
0.66
|
|
£1,000,000 +
|
0.660
|
0.66
|
|
£2,000,000 +
|
0.660
|
0.66
|
|
|
£50,000 +
|
0.790
|
0.79
|
|
£250,000 +
|
0.790
|
0.79
|
|
£500,000 +
|
0.790
|
0.79
|
|
£1,000,000 +
|
0.790
|
0.79
|
|
£2,000,000 +
|
0.790
|
0.79
|
|
|
£50,000 +
|
0.840
|
0.84
|
|
£250,000 +
|
0.840
|
0.84
|
|
£500,000 +
|
0.840
|
0.84
|
|
£1,000,000 +
|
0.840
|
0.84
|
|
£2,000,000 +
|
0.840
|
0.84
|
|
|
£50,000 +
|
0.890
|
0.89
|
|
£250,000 +
|
0.890
|
0.89
|
|
£500,000 +
|
0.890
|
0.89
|
|
£1,000,000 +
|
0.890
|
0.89
|
|
£2,000,000 +
|
0.890
|
0.89
|
|
|
£50,000 +
|
0.980
|
0.98
|
|
£250,000 +
|
0.980
|
0.98
|
|
£500,000 +
|
0.980
|
0.98
|
|
£1,000,000 +
|
0.980
|
0.98
|
|
£2,000,000 +
|
0.980
|
0.98
|
|
|
£50,000 +
|
1.030
|
1.03
|
|
£250,000 +
|
1.030
|
1.03
|
|
£500,000 +
|
1.030
|
1.03
|
|
£1,000,000 +
|
1.030
|
1.03
|
|
£2,000,000 +
|
1.030
|
1.03
|
|
|
£50,000 +
|
1.090
|
1.09
|
|
£250,000 +
|
1.090
|
1.09
|
|
£500,000 +
|
1.090
|
1.09
|
|
£1,000,000 +
|
1.090
|
1.09
|
|
£2,000,000 +
|
1.090
|
1.09
|
|
|
£50,000 +
|
1.750
|
1.75
|
|
£250,000 +
|
1.750
|
1.75
|
|
£500,000 +
|
1.750
|
1.75
|
|
£1,000,000 - £25,000,000
|
1.750
|
1.75
|
|
|
£50,000 +
|
1.900
|
1.88
|
|
£250,000 +
|
1.900
|
1.88
|
|
£500,000 +
|
1.900
|
1.88
|
|
£1,000,000 - £25,000,000
|
1.900
|
1.88
|
|
|
£50,000 +
|
2.100
|
2.06
|
|
£250,000 +
|
2.100
|
2.06
|
|
£500,000 +
|
2.100
|
2.06
|
|
£1,000,000 - £25,000,000
|
2.100
|
2.06
|
|
Rates as at
24 May 2013
Minimum deposit of £50,000. Gross interest paid at maturity.
Please contact us for Interest Rates on Terms of over 36 months.
Deposits over £25,000,000 receive a lower rate.
These interest rates are not available on deposits from financial institutions, local authorities or plcs.
|
* The Gross rate is the rate payable before the deduction of Income Tax at the prescribed rate.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
- Excludes treasury deposits from financial or insurance entities.
- Interest will be paid gross to eligible non-taxpayers who register with us. Otherwise, it will be paid net of income tax at the prescribed rates.
- Gross interest without deduction of tax is normally available to companies, charities, clubs, pensions and other accounts classified as "non relevant deposits" under the Income and Corporation Tax Act 1988.
- Please note that, if you have a Professional Adviser they may receive commission from Cater Allen Private Bank in respect of your Account.