Investment Account

A flexible access account that is designed to be suitable for a client's short term savings

Unlike our fixed term and notice savings accounts, the Investment Account is an instant access account with full banking facilities that allows up to 20 day-to-day transactions per month without incurring a transaction fee.

The Account offers full internet banking access and a VISA Deferred-Debit Card, allowing clients to make their 20 transactions per month in the same way as our Cater Allen current accounts (however as our current accounts offer unlimited day-to-day transactions, these are more suited to being the main bill-paying account).

Clients can open an Investment Account with just £5,000, however, interest rates are tiered, hence the greater the savings balance, the greater the rate of interest is applied.

Please see the Investment Account Factsheet and Personal Terms and Conditions for more information.

Interest rates are variable, please see current available interest rates.

How to apply

It is vital that every client, whether applying for a Cater Allen account directly with us or via a financial adviser or intermediary, fully understands the Account, the Interest Rates and the relevant Terms and Conditions before submitting the application.

Checklist

All clients must:

  • Read and print or save all the below documents
  • Visit the interest rates page relevant to the Account
  • Complete, print and sign the application form
  • Post the form to us along with all necessary ID

Each application will usually be processed within 10 days of us receiving it.

Please note, application forms posted to Cater Allen which are incorrect or incomplete will be automatically returned. If you need assistance when completing a form we are happy to help; please call us on 0800 092 3300 or contact your relationship manager.

Literature and Downloads

We have created a handy document collation tool, which will allow you to gather all relevant account information into one single downloadable pack. This application pack can then be emailed directly to you or your client, by completing the simple online send form.

Investment Account

NEW File:PDFSize:156KB Last Updated:09/02/2011

Guide to Operating Your Account

NEW File:PDFSize:473KB Last Updated:23/12/2011

Banking Tariff

NEW File:PDFSize:335KB Last Updated:01/03/2011

Visa Deferred-Debit Card Cardholders Guide

NEW File:PDFSize:318KB Last Updated:09/02/2011

A guide to the lending code for consumers

NEW File:PDFSize:219KB Last Updated:01/04/2011

VISA Deferred-Debit Card Terms and Conditions

NEW File:PDFSize:254KB Last Updated:09/02/2011

Personal Terms And Conditions

NEW File:PDFSize:443KB Last Updated:23/12/2011