Platforms

With their experience in the Australian market combined with the in-depth knowledge of the UKinvestment market, Transact is able to offer a highly refined wrap service, designed to suit the needs of many UKadvisers and investors. Transact has become a market leader in the UK wrap sector - with approximately 95,000 end users and has attracted more than £10.6 billion of inflows.

Transact is independently owned and has complete control of its own software. The business is profitable and sustainable and offers a 150 strong adviser support team to ensure that advisers receive the personal, one-to-one service they need. Transact prides itself on the quality and experience of the individuals it employs and the team is already working very much in-line with the principles of the RDR in order that they can help advisers make a smooth transition.

As well as Cater Allen Structured Products, Transact boasts the widest range of assets, tax wrappers and adviser tools available in the UK platform market.

Nucleus was established with the intention of democratising UK financial services. The central element and innovation for Nucleus is the IFA-based ownership structure, a model that not only offers IFAs control but also allows Nucleus to offer a competitively priced wrap platform due to less pressure from external investors.

Nucleus’ philosophy towards asset provision is whole of market with completely transparent pricing; the platform provides a wide-range of asset classes and investment funds, based on adviser demand; this is facilitated through a number of unique methods such as strategy teams, user sessions, interactive wikis and IFA advisory boards.

Nucleus also takes an agnostic approach towards what assets advisers should place their clients into and, on this basis do not take a cut of fund management costs. The assets provided on the platform, which include Cater Allen’s Fixed Term Deposits and Structured Products, are consequently based on customer demand and provide a rich choice of quality.

James Hay, now part of the James Hay Partnership, has been working with financial advisers and clients for over 30 years to administer savings and investments in the most cost and tax efficient way and has developed a high level of expertise which they believe is unrivalled in this field. Today, the James Hay Partnership looks after the pension and investment savings of over 40,000 clients and £12 billion of assets (as at December 2010).

Cater Allen’s Fixed Term Deposit Accounts are available to minimum investments of £50,000 through, The James Hay Partnership SIPP, James Hay iSIPP, James Hay Private Client SIPP*, Select SIPP*, eSIPP* and Wrap platform.  Application forms and up to date interest rates applicable to the James Hay Partnership's products can be found at www.jameshay.co.uk/cash.

*These products are now closed to new business

Novia facilitates a full cash management proposition via the platform and provides a transparent pricing structure and fully flexible adviser charging options. There are a wide range of product wrappers available, each containing a Cash Facility and an extensive suite of portfolio management and MI reporting tools.

As well as Cater Allen accounts and structured products, Novia allows advisers access to a wide range of investments, cash funds and cash deposits from several providers, including onshore and offshore funds, ETFs, cash deposits, structured products and other alternatives such as hedge funds.

The Novia team, based in Bath, has extensive market experience and is led by Bill Vasilieff (ex Sales and Marketing director and joint cofounder of Selestia). Novia is independent, privately owned and is already profitable after one of the most successful UK platform launches ever.

Regional Sales Managers across the UK are happy to discuss use of the Novia platform with new advisers and to provide a demo, simply visit www.novia-financial.co.uk.