Sterling Bank Account

A personal current account, offering full banking facilities and free currency conversion via links to our Euro Bank Account and US Dollar Bank Account.

Read more
  • A contactless Visa Debit Card is available – a quick and secure method of buying goods and services at home and abroad.
  • No annual or monthly account fees.
  • Unlimited free day-to-day transactions each month.
  • No currency conversion commission/charges are applied when transferring money between a Sterling Bank Account, Euro Bank Account and US Dollar Bank Account, when held under the same customer number.


Up to four joint account holders.

Account holders must be 18 or older and be resident in the UK permanently.

All Cater Allen current accounts are subject to status.

This account is subject to availability and may be withdrawn from sale at any time without notice.

More information

  • Open an account in three to five days, with no appointment needed.
  • The account can be managed online, by phone or by post.
  • Day-to-day debit transactions on this account are: Visa Debit Card transactions, including recurring transactions; cheque withdrawals; cash machine withdrawals; standing orders; Direct Debits; bill payments and electronic payments. For details of other transactions which incur charges, for example CHAPS, please refer to our Banking Tariff and Fee Information Document.
  • Overdraft facilities are not available.

Interest rates

Rates may vary and are correct as at 20 April 2020. Interest rates are variable. If interest is payable it is calculated daily and credited quarterly.

Sterling Bank Account - £ pounds

Balance Gross % p.a. AER % p.a.
£5,000+ 0.00% 0.00%

The gross rate is the interest rate we pay where no income tax has been deducted.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

    How to apply

    Read and save the following documents:

    It's important that you fully understand the account, interest rates and the relevant Terms and Conditions before submitting an application.

    Please scroll down to 'Literature Downloads' below, where you can download the Account Application Form and Customer Identification Requirements.

    Please complete these forms on your device or in writing in BLOCK CAPITALS and black ink, and send with your required identification and any other documents to:

    Cater Allen Private Bank
    Santander House
    9 Nelson Street
    BD1 5AN

    Once you have sent in your application, it will usually be processed within 5 days of us receiving it, as long as the application form is completed correctly and accompanied by all required documents.

    View the interest rate for the account you would like to apply for

    Literature downloads

    Account Fact Sheets

    Application Forms

    Terms and Conditions

    Additional important literature about your account

    Renewal Mandate

    Literature downloads

    Account Fact Sheets

    Application Forms

    Terms and Conditions

    Additional important literature about your account

    Why choose Cater Allen?

    We have over 200 years of experience working in the UK, aiming to deliver a high level of customer service whenever you need help.

    About us