Any information is not intended to be a personal recommendation or offer legal, tax or professional advice. The information is indicative only and is not a quotation. Rates are subject to change.
This straightforward tool is designed to calculate, for illustration and comparison only, the interest rate that a client would make on a deposit within a Cater Allen account or Term Deposit based on today’s interest rate.
The results are for guide purposes only and are not a quotation; please remember that interest rates on Cater Allen accounts are variable and hence today’s interest rate is not necessarily the rate that will continue to be applied to the account, also that the interest rate applied to a Cater Allen Term Deposit is fixed only on the day the deposit is made.
The results generated are displayed gross before tax is deducted at the applicable rate. The calculator also assumes that no withdrawals are made from the account.
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AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
The gross rate is the interest rate we pay before income tax is taken off.
For individuals net interest will be paid unless the account has been registered to receive gross interest. For organisations that are exempt from basic rate tax deduction at source, as stated within the HM Revenue & Customs rules, the interest will be paid gross, subject to the required documentation being provided.