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class="site-header_dropdown-info d-none d-xl-block"> <p class="h5">Accounts</p> <p></p> </div> <button class="site-header_sub-dropdown-open site-header_mobile-btn d-xl-none"> Accounts <span class="sr-only">mobile link</span> <i class="ca-chevron-down"></i> </button> <div class="site-header_sub-dropdown-links site-header_dropdown-links d-xl-block"> <ul class="list"> <li class="site-header_sub-dropdown-back navDropdownListItem navDropdownBack d-xl-none"> <button> <i class="ca-chevron-left"></i> Back to Accounts </button> </li> <li> <a class="link" href="/intermediaries/intermediary-account-opening-portal">Intermediary Account Opening Portal</a> </li> <li> <a class="link" href="/intermediaries/intermediary-portal">Intermediary Portal</a> </li> <li> <a class="link" href="/intermediaries/literature-for-professional-advisers">Literature for Professional Advisers</a> </li> <li> <a class="link" href="/intermediaries/online-applications-forms-frequently-asked-questions">Online applications 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site-header_item site-header--has-dropdown"> <button class="site-header_link link site-header_dropdown-toggle"> Banking support <i class="ca-chevron-down"></i> </button> <div class="site-header_dropdown"> <div class="site-header_dropdown-wrapper container-xxl"> <button class="site-header_dropdown-close d-none d-xl-flex"> <span>Close menu</span> <i class="ca-close"></i> </button> <ul class="site-header_dropdown-menu site-header--dropdown-grid list"> <li class="site-header_dropdown-back navDropdownListItem navDropdownBack d-xl-none"> <button> <i class="ca-chevron-left"></i> Back to Banking support </button> </li> <li class="site-header_dropdown-item"> <div class="site-header_dropdown-info d-none d-xl-block"> <a class="h5" href="/banking-support/account-support">Account support</a> <p></p> </div> <button class="site-header_sub-dropdown-open site-header_mobile-btn d-xl-none"> Account support <span class="sr-only">mobile link</span> <i class="ca-chevron-down"></i> </button> <div 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class="link" href="/banking-support/account-support/switching-your-current-account">Switching your current account</a> </li> <li> <a class="link" href="/banking-support/account-support/keeping-your-trust-account-information-up-to-date">Keeping your trust account information up-to-date</a> </li> <li> <a class="link" href="/banking-support/account-support/trusts-frequently-asked-questions">Trusts frequently asked questions</a> </li> <li> <a class="link" href="/banking-support/account-support/trusts-glossary-of-terms">Trusts glossary of terms</a> </li> </ul> </div> </li> <li class="site-header_dropdown-item"> <div class="site-header_dropdown-info d-none d-xl-block"> <a class="h5" href="/banking-support/payments">Payments</a> <p></p> </div> <button class="site-header_sub-dropdown-open site-header_mobile-btn d-xl-none"> Payments <span class="sr-only">mobile link</span> <i class="ca-chevron-down"></i> </button> <div class="site-header_sub-dropdown-links site-header_dropdown-links 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card abroad</a> </li> <li> <a class="link" href="/banking-support/payments/visa-debit-card">VISA Debit Card</a> </li> </ul> </div> </li> <li class="site-header_dropdown-item"> <div class="site-header_dropdown-info d-none d-xl-block"> <a class="h5" href="/banking-support/literature-and-rates">Literature and rates</a> <p></p> </div> <button class="site-header_sub-dropdown-open site-header_mobile-btn d-xl-none"> Literature and rates <span class="sr-only">mobile link</span> <i class="ca-chevron-down"></i> </button> <div class="site-header_sub-dropdown-links site-header_dropdown-links d-xl-block"> <ul class="list"> <li class="site-header_sub-dropdown-back navDropdownListItem navDropdownBack d-xl-none"> <button> <i class="ca-chevron-left"></i> Back to Literature and rates </button> </li> <li> <a class="link" href="/banking-support/literature-and-rates/account-literature">Account literature</a> </li> <li> <a class="link" href="/banking-support/literature-and-rates/financial-crime-literature-updates">Financial crime literature updates</a> </li> <li> <a class="link" href="/banking-support/literature-and-rates/interest-rates">Interest rates</a> </li> <li> <a class="link" href="/banking-support/literature-and-rates/statement-of-fees">Statement of Fees</a> </li> </ul> </div> </li> <li class="site-header_dropdown-item"> <div class="site-header_dropdown-info d-none d-xl-block"> <a class="h5" href="/banking-support/our-service">Our service</a> <p></p> </div> <button class="site-header_sub-dropdown-open site-header_mobile-btn d-xl-none"> Our service <span class="sr-only">mobile link</span> <i class="ca-chevron-down"></i> </button> <div class="site-header_sub-dropdown-links site-header_dropdown-links d-xl-block"> <ul class="list"> <li class="site-header_sub-dropdown-back navDropdownListItem navDropdownBack d-xl-none"> <button> <i class="ca-chevron-left"></i> Back to Our service </button> </li> <li> <a class="link" href="/banking-support/our-service/complaints">Complaints</a> </li> <li> <a class="link" href="/banking-support/our-service/foreign-account-tax-compliance-act-and-common-reporting-standard">Foreign Account Tax Compliance Act and Common Reporting Standard</a> </li> <li> <a class="link" href="/banking-support/our-service/open-banking-data-sharing">Open Banking data sharing</a> </li> <li> <a class="link" href="/banking-support/our-service/our-internet-banking-service">Our Internet Banking service</a> </li> <li> <a class="link" href="/banking-support/our-service/our-performance">Our performance</a> </li> <li> <a class="link" href="/banking-support/our-service/service-quality-information">Service Quality Information</a> </li> </ul> </div> </li> </ul> </div> </div> </li> <!-- Start primary navigation item --> <li class="site-header_primary-item site-header_item site-header--has-dropdown"> <button class="site-header_link link site-header_dropdown-toggle"> Financial wellbeing & 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href="/fraud-and-security-centre/all-customers/keeping-yourself-secure">Keeping yourself secure</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/latest-fraud-updates">Latest fraud updates</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/one-time-passcodes-otps">One Time Passcodes (OTPs)</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/our-approach-to-reimbursing-authorised-push-payment-app-fraud">Our approach to reimbursing Authorised Push Payment (APP) fraud</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/our-approach-to-security">Our approach to security</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/take-five">Take Five</a> </li> <li> <a class="link" href="/fraud-and-security-centre/all-customers/your-personal-data-rights-explained">Your personal data rights explained</a> </li> </ul> </div> </li> <li class="site-header_dropdown-item"> 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value="1075" /> <input class="site-header_search-input" id="SearchTerm" name="SearchTerm" placeholder="Search" autocomplete="off"> <button class="site-header_search-button" type="submit" aria-label="Search site"> <i class="ca-search" aria-hidden="true"></i> </button> </div> <input name="__RequestVerificationToken" type="hidden" value="CfDJ8PQbmrZ53flEjT_iZ9RerjmZiJoT9L6NVI0XksntU98GP3fpqto1r690o1gVlcj3yVxvAl03bI0C2s1gdmagTlnSmXS-a96ktgeNJ3S6wOkrf4T29hkIFoz1QUbK_UcYxa27B3FadvqbQD49WUHvfqs" /></form> </div> </div> </header> <main id="MainContent"> <div class="block-list_header"> <section class="hero-banner hero-banner--light"> <picture class="hero-banner_image"> <source media="(min-width: 1400px)" srcset="/media/y3spypdh/family-eating-outside.png?rxy=0.5044589000073576,0.435360672165506&width=1920&height=480&v=1da22e148acef90"> <source media="(min-width: 1304px)" srcset="/media/y3spypdh/family-eating-outside.png?rxy=0.5044589000073576,0.435360672165506&width=1400&height=436&v=1da22e148acef90"> <source media="(min-width: 768px)" srcset="/media/y3spypdh/family-eating-outside.png?rxy=0.5044589000073576,0.435360672165506&width=990&height=433&v=1da22e148acef90"> <source srcset="/media/y3spypdh/family-eating-outside.png?rxy=0.5044589000073576,0.435360672165506&width=990&height=558&v=1da22e148acef90"> <img src="/media/y3spypdh/family-eating-outside.png?rxy=0.5044589000073576,0.435360672165506&width=990&height=558&v=1da22e148acef90" alt="Family eating outside"> </picture> <article class="hero-banner_content container-xxl"> <h1 class="hero-banner_title">Fixed Term Deposit Account for business</h1> <div class="hero-banner_intro"><p>If you don't need to make withdrawals, you can get a guaranteed interest rate with our Fixed Term Deposit Account.</p></div> </article> </section> </div> <nav class="breadcrumbs container-xxl py-4" aria-label="breadcrumb"> <ol class="breadcrumb"> <li class="breadcrumb-item"> <a href="/"> Home </a> </li> <li class="breadcrumb-item"> <a href="/accounts">Accounts</a> </li> <li class="breadcrumb-item"> <a href="/accounts/business-banking">Business Banking</a> </li> <li class="breadcrumb-item active" aria-current="page"> Fixed Term Deposit Account for business </li> </ol> </nav> <!-- Key facts !--> <section class="icon-list py-5" aria-labelledby="icon-list"> <div class="container-xl"> <header class="mb-lg-5 mb-3"> <h2 id="icon-list" class="h2"> Why choose a Fixed Term Deposit Account? </h2> <div class="lead rich-text-editor mt-3"> </div> </header> <div class="grid grid--2"> <ul class="icon-list_list list"> <li class="icon-list_item"> <i class="ca-lock icon icon--light"></i> You'll get a fixed interest rate for the full term of the account. </li> <li class="icon-list_item"> <i class="ca-business-banking icon icon--light"></i> You can hold your account for 1 or 2 years. </li> <li class="icon-list_item"> <i class="ca-sterling icon icon--light"></i> You'll get interest paid yearly into your term deposit. </li> </ul> <aside class="icon-list_aside"> <h2>Eligibility</h2> <div class="lead rich-text-editor mt-2 mb-4"><p>Please read the section below.</p></div> <section class="accordion" aria-labelledby="accordion_header"> <div class="accordion_content "> <div class="accordion-flush" id="how-to-apply"> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-1a69d878-a1d0-4202-82fb-fb2804341bed"> <button class="accordion-button " type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-1a69d878-a1d0-4202-82fb-fb2804341bed" aria-expanded="false" aria-controls="accordion-content-1a69d878-a1d0-4202-82fb-fb2804341bed" data-ui-component="Accordion" data-ui-group="Eligibility" data-ui-title="You can apply if you're:"> You can apply if you're: </button> </h2> <section id="accordion-content-1a69d878-a1d0-4202-82fb-fb2804341bed" class="accordion-collapse collapse show" aria-labelledby="accordion-header-1a69d878-a1d0-4202-82fb-fb2804341bed" data-bs-parent="#how-to-apply"> <div class="accordion-body"> <div class="rich-text-editor"> <ul> <li>a business customer applying for an additional account with us in the same name or you've been introduced to us by a professional adviser who is registered with Cater Allen</li> <li>depositing a minimum of £25,000</li> <li>not making withdrawals or closing your account before the fixed term ends</li> <li>18 or older and resident in the UK.</li> </ul> </div> </div> </section> </article> <div class="icon-list_card-copy pt-4"> <p><strong>Please note:</strong><br>We may decline your application without providing a reason. Some common reasons include but aren't limited to: certain countries you're linked with, providing incomplete or limited information about yourself or the source of your funds.</p> </div> <a class="icon-list_card-btn btn card_btn" data-bs-toggle="modal" data-bs-target="#applyModal" href="#applyModal">Apply online</a> </div> </div> </section> </aside> </div> </div> </section> <!-- More Information & Interest Rates !--> <div class="bg- pt-3 pb-5 px-3" data-ui-component="accordion"> <div class="container-xxl"> <header class="title-and-intro"> <h2>Additional information & interest rates</h2> </header> <section class="accordion" aria-labelledby="accordion_header"> <div class="accordion_content "> <div class="accordion-flush" id="how-to-apply"> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-bcf18b03-c19a-4b90-bf01-99ec7fdabcf3"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-bcf18b03-c19a-4b90-bf01-99ec7fdabcf3" aria-expanded="false" aria-controls="accordion-content-bcf18b03-c19a-4b90-bf01-99ec7fdabcf3" data-ui-component="Accordion" data-ui-group="Additional information & interest rates" data-ui-title="More information"> More information </button> </h2> <section id="accordion-content-bcf18b03-c19a-4b90-bf01-99ec7fdabcf3" class="accordion-collapse collapse " aria-labelledby="accordion-header-bcf18b03-c19a-4b90-bf01-99ec7fdabcf3" data-bs-parent="#how-to-apply"> <div class="accordion-body"> <div class="rich-text-editor"> <ul> <li>We'll open your new account within 7 days. It'll be quicker if you're an existing customer, opening an account with us in the same name, as long as your circumstances haven't changed.</li> <li>Please make sure all sections of your application are complete, and you've attached the supporting documents listed within the <a rel="noopener" href="/media/kwhfaug3/customer-identification-requirements.pdf" target="_blank" title="Download our Customer identification requirements document (opens in a new window)">Customer Identification Requirements (pdf)</a> document. If anything is missing, this might cause a delay.</li> <li>Customers who hold non-personal Fixed Term Deposit accounts can get information over the phone through our Client Service Team on <a rel="noopener" href="tel:08000923300" target="_blank" title="Call 0800 092 3300"><strong>0800 092 3300</strong></a>.</li> <li>We only accept deposits to a Fixed Term Deposit Account by electronic transfer.</li> <li>Fixed Term Deposit accounts are available in pounds only.</li> <li>This account is subject to availability and may be withdrawn from sale at any time without notice.</li> <li>The interest rate you'll get is the rate that's available the date your account is opened.</li> <li>Once you have funded your account, you'll have 14 calendar days to add more money. Deposits must be paid on workings days.</li> <li>If you have more questions, please see our <a href="/banking-support/account-support/fixed-term-deposit-frequently-asked-questions" title="Go to our Fixed Term Deposit frequently asked questions page">Fixed Term Deposit frequently asked questions</a> page.</li> <li>We'll support you if you've fallen victim to a fraud. You can find out more about our approach to fraud, on our website.</li> </ul> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-ed4fed35-ca8e-48c9-985a-757a6a772d44"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-ed4fed35-ca8e-48c9-985a-757a6a772d44" aria-expanded="false" aria-controls="accordion-content-ed4fed35-ca8e-48c9-985a-757a6a772d44" data-ui-component="Accordion" data-ui-group="Additional information & interest rates" data-ui-title="Funding your Fixed Term Deposit"> Funding your Fixed Term Deposit </button> </h2> <section id="accordion-content-ed4fed35-ca8e-48c9-985a-757a6a772d44" class="accordion-collapse collapse " aria-labelledby="accordion-header-ed4fed35-ca8e-48c9-985a-757a6a772d44" data-bs-parent="#how-to-apply"> <div class="accordion-body"> <div class="rich-text-editor"> <p>When your new Fixed Term Deposit account is ready to be opened, we'll let you know by email that we're ready to receive your money by electronic transfer. You'll have 31 days to pay money into your account from the day we tell you it's open. If you don't pay the initial money by this time, we'll close the account. We might ask you to reapply. Deposits must be paid on working days.</p> <p>You'll need these details:</p> <p>Sort code: 16-57-10<br>Account number: 53673440<br>Account name: Term Deposit Control Account<br>Reference: Your Fixed Term Deposit account name (this is essential so we can deposit the funds into your new account).</p> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-6198a42d-e876-4786-9e88-16ba1cebaf4b"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-6198a42d-e876-4786-9e88-16ba1cebaf4b" aria-expanded="false" aria-controls="accordion-content-6198a42d-e876-4786-9e88-16ba1cebaf4b" data-ui-component="Accordion" data-ui-group="Additional information & interest rates" data-ui-title="At maturity"> At maturity </button> </h2> <section id="accordion-content-6198a42d-e876-4786-9e88-16ba1cebaf4b" class="accordion-collapse collapse " aria-labelledby="accordion-header-6198a42d-e876-4786-9e88-16ba1cebaf4b" data-bs-parent="#how-to-apply"> <div class="accordion-body"> <div class="rich-text-editor"> <p>When your Fixed Term Deposit matures, you have a few options.</p> <ul> <li>Roll over the full amount with the interest earned, into a new 1 or 2 year Fixed Term Deposit.</li> <li>Roll over a partial amount into a new 1 or 2 year Fixed Term Deposit and withdraw the remaining balance.</li> <li>Withdraw the full amount into an account in your name.</li> </ul> <h3>What you need to do</h3> <p>We'll write to you 14 days and 30 days before your account matures with the options available. Please fill in the maturity options form. Then email it to us at <a rel="noopener" href="mailto:capbtech@caterallen.co.uk" target="_blank" title="Email capbtech@caterallen.co.uk">capbtech@caterallen.co.uk</a>. You can also send it back to us at the address on the form. We'll also contact you up to 4 weeks before maturity if you haven't already told us what you'd like to do with your money. If you'd like to speak with us sooner, call us on <strong><a rel="noopener" href="tel:08000923300" target="_blank" title="Call 0800 092 3300">0800 092 3300</a></strong>.</p> <p>Please tell us what you'd like to do with your maturing funds as soon as possible. This should be no later than <strong>5 working days</strong> before your maturity date. If we receive your instruction less than 5 working days before maturity, it'll be actioned but might be delayed. If you're rolling over into a new FTD, the interest rate may vary.</p> <p>You can download the maturity options form from the 'Additional important literature about your account' tab below. </p> <p>If we don't hear anything from you, we'll open you a Term Maturity Account. Then, we'll transfer the maturing funds into it the day your account matures. See our <a rel="noopener" href="/media/4lmlu0om/term-maturity-account-kfd.pdf" target="_blank" title="Download our Term Maturity Account Fact Sheet document">Term Maturity Account Fact Sheet</a> for more information about the account.</p> <h3>Adding more money</h3> <p>If you'd like to add more money, you can choose one of the roll over options above. Tell us the amount you'd like to add. You can then make a payment to us within 14 days of your current deposit account maturing. You can find out where to send the payment to in the 'Funding your Fixed Term Deposit' section above. <strong>Please don't pay money into your account directly</strong>.</p> <p>If your Fixed Term Deposit matures on a weekend or bank holiday, the option you choose will take effect on the next working day.</p> <h3>Withdrawing your money</h3> <p>If you'd like to withdraw part or the full amount, we'll send this to you by electronic transfer. The payment must be made to an account in the same name. A fee may be payable, please see our banking tariff for details.</p> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-81ef000c-dc42-462b-8143-60527289cf72"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-81ef000c-dc42-462b-8143-60527289cf72" aria-expanded="true" aria-controls="additional-info-accordion-content-3" data-ui-component="Accordion" data-ui-group="Additional information & interest rates" data-ui-title="Interest rates"> Interest rates </button> </h2> <section id="accordion-content-81ef000c-dc42-462b-8143-60527289cf72" class="accordion-collapse collapse" aria-labelledby="accordion-header-81ef000c-dc42-462b-8143-60527289cf72" data-bs-parent="#additional-info"> <div class="accordion-body"> <div class="rich-text-editor mb-4"> <h2>Fixed Term Deposit Account - £ pounds</h2> <div class="rich-text-editor"><p><strong>Rates available from 2 May 2025 to 1 June 2025</strong>.</p></div> <table class="table--striped mt-5 interest-rates_table w-75" aria-label="Fixed Term Deposit Account - £ pounds"> <caption class="sr-only">Fixed Term Deposit Account - £ pounds</caption> <thead> <tr> <th>Term</th> <th>Balance</th> <th>Gross % p.a.</th> <th>AER % p.a.</th> </tr> </thead> <tbody> <tr> <td>12 month Term - Matures 31 May 2026</td> <td>£25,000+</td> <td>3.75%</td> <td>3.75%</td> </tr> <tr> <td>24 month Term - Matures 31 May 2027</td> <td>£25,000+</td> <td>3.60%</td> <td>3.60%</td> </tr> </tbody> </table> <div class="rich-text-editor"><p><strong>Rates may vary and are correct as at 2 May 2025.</strong></p> <p>If you put money in your account after 1 June 2025, the maturity date will be different.</p> <p>The gross rate is the interest rate we pay where no income tax has been deducted.</p> <p>AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.</p> <p><strong>How is interest paid?</strong><br>Interest is paid on the 1st of the month after the funding of the account. Interest is then paid yearly into your term deposit. We'll pay interest again on the maturity date.</p></div> </div> </div> </section> </article> </div> </div> </section> </div> </div> <!-- How to apply !--> <div class="bg- py-5 px-3" data-ui-component="accordion"> <div class="container-xxl"> <header class="title-and-intro"> <h2>How to apply</h2> <div class="lead rich-text-editor mt-6"><p>If you're a professional adviser and would like to find out more about establishing a relationship with Cater Allen, please contact us at <a rel="noopener" href="mailto:capbcet@caterallen.co.uk" target="_blank" title="Email capbcet@caterallen.co.uk">capbcet@caterallen.co.uk</a>.</p></div> </header> <section class="accordion" aria-labelledby="accordion_header"> <div class="accordion_content "> <div class="accordion-flush" id="how-to-apply"> <article class="accordion-item"> <h2 class="accordion-header" id="accordion-header-5b4a3e1b-55f9-42e2-8b13-39abd33e05d5"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-content-5b4a3e1b-55f9-42e2-8b13-39abd33e05d5" aria-expanded="false" aria-controls="accordion-content-5b4a3e1b-55f9-42e2-8b13-39abd33e05d5" data-ui-component="Accordion" data-ui-group="How to apply" data-ui-title="Read and save the following documents"> Read and save the following documents </button> </h2> <section id="accordion-content-5b4a3e1b-55f9-42e2-8b13-39abd33e05d5" class="accordion-collapse collapse " aria-labelledby="accordion-header-5b4a3e1b-55f9-42e2-8b13-39abd33e05d5" data-bs-parent="#how-to-apply"> <div class="accordion-body"> <div class="rich-text-editor mb-4"> <p>It's important that you fully understand the account, interest rates and the relevant Terms and Conditions before submitting an application.</p> <p>Please scroll down to '<strong>Literature downloads</strong>' below, where you can download the Account Application Form and Customer Identification Requirements.</p> <p>Please complete these forms on your device or in writing in BLOCK CAPITALS and black ink, and send with your required identification and any other documents to:</p> <p><strong>Cater Allen Operations</strong><br /><strong>Sunderland</strong><br /><strong>SR43 4FB</strong></p> <p>To view the interest rates for this account, click on <strong>Interest rates</strong> in the '<strong>Additional information & interest rates</strong>' section above. To view all of our interest rates go to our <a href="/banking-support/literature-and-rates/interest-rates" title="Go to our Interest rates page">Interest rates</a> page.</p> </div> <div class="accordion_downloads"> <!-- Start Download --> <a href="/media/kwhfaug3/customer-identification-requirements.pdf" target="_blank" title="Download our Customer identification requirements (pdf) document (opens in a new window)" data-ui-component="DocumentListing" data-ui-group="How to apply" data-ui-type="Customer Identification Requirements" data-ui-document="Customer identification requirements" data-ui-file="customer-identification-requirements.pdf"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Customer identification requirements</h3> <p class="download_file-size">File size: 179.2 KB</p> </div> </article> </a> <!-- Start Download --> <a href="/media/g0nhjzry/banking-tariff.pdf" target="_blank" title="Download our Banking Tariff (pdf) document (opens in a new window)" data-ui-component="DocumentListing" data-ui-group="How to apply" data-ui-type="Additional important literature about your Account" data-ui-document="Banking Tariff" data-ui-file="banking-tariff.pdf"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Banking Tariff</h3> <p class="download_file-size">File size: 49.4 KB</p> </div> </article> </a> <!-- Start Download --> <a href="/media/xwonyrmp/term-deposit-fact-sheet.pdf" target="_blank" title="Download our Fixed Term Deposit Fact Sheet (pdf) document (opens in a new window)" data-ui-component="DocumentListing" data-ui-group="How to apply" data-ui-type="Account Fact Sheets" data-ui-document="Fixed Term Deposit Fact Sheet" data-ui-file="term-deposit-fact-sheet.pdf"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Fixed Term Deposit Fact Sheet</h3> <p class="download_file-size">File size: 273.9 KB</p> </div> </article> </a> <!-- Start Download --> <a href="/media/lzrmtu2j/fscs-information-sheet-and-exclusions-list.pdf" target="_blank" title="Download our FSCS Information Sheet and Exclusions List (pdf) document (opens in a new window)" data-ui-component="DocumentListing" data-ui-group="How to apply" data-ui-type="Additional important literature about your Account" data-ui-document="FSCS Information Sheet and Exclusions List" data-ui-file="fscs-information-sheet-and-exclusions-list.pdf"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">FSCS Information Sheet and Exclusions List</h3> <p class="download_file-size">File size: 1.7 MB</p> </div> </article> </a> <!-- Start Download --> <a href="/media/a2eor0fp/non-personal-terms-and-conditions.pdf" target="_blank" title="Download our Non-Personal Terms and Conditions (pdf) document (opens in a new window)" data-ui-component="DocumentListing" data-ui-group="How to apply" data-ui-type="Terms and Conditions" data-ui-document="Non-Personal Terms and Conditions" data-ui-file="non-personal-terms-and-conditions.pdf"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Non-Personal Terms and Conditions</h3> <p class="download_file-size">File size: 558.1 KB</p> </div> </article> </a> </div> <!-- End Download --> </div> </section> </article> </div> </div> </section> </div> </div> <!-- Literature Downloads !--> <div class="container-xxl"> <section class="accordion py-5" aria-labelledby="accordion-2_header"> <div class="accordion_content"> <header class="accordion_header-wrapper"> <h2 id="accordion-2_header" 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class="accordion-header" id="literature-accordion-header-1"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#literature-accordion-content-1" aria-expanded="true" aria-controls="literature-accordion-content-1" data-ui-component="Accordion" data-ui-group="Literature Downloads" data-ui-title="Account Fact Sheets"> Account Fact Sheets </button> </h2> <section id="literature-accordion-content-1" class="accordion-collapse collapse" aria-labelledby="literature-accordion-header-1" data-bs-parent="#literature-downloads"> <div class="accordion-body"> <div class="accordion_downloads"> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="Fixed Term Deposit Fact Sheet" data-ui-file="term-deposit-fact-sheet.pdf" data-ui-type="Account Fact Sheets" href="/media/xwonyrmp/term-deposit-fact-sheet.pdf" target="_blank" title="Download our Fixed Term Deposit Fact Sheet (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <span class="download_badge badge bg-secondary-400">New</span> <div class="download_information"> <h3 class="download_title p">Fixed Term Deposit Fact Sheet (pdf)</h3> <p class="download_file-size">File size: 273.9 KB</p> </div> </article> </a> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="literature-accordion-header-2"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#literature-accordion-content-2" aria-expanded="true" aria-controls="literature-accordion-content-2" data-ui-component="Accordion" data-ui-group="Literature Downloads" data-ui-title="Additional important literature about your Account"> Additional important literature about your Account </button> </h2> <section id="literature-accordion-content-2" class="accordion-collapse collapse" aria-labelledby="literature-accordion-header-2" data-bs-parent="#literature-downloads"> <div class="accordion-body"> <div class="accordion_downloads"> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="A guide to your account" data-ui-file="a-guide-to-your-account.pdf" data-ui-type="Additional important literature about your Account" href="/media/g5qaxjpm/a-guide-to-your-account.pdf" target="_blank" title="Download our A guide to your account (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">A guide to your account (pdf)</h3> <p class="download_file-size">File size: 808.9 KB</p> </div> </article> </a> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="Banking Tariff" data-ui-file="banking-tariff.pdf" data-ui-type="Additional important literature about your Account" href="/media/g0nhjzry/banking-tariff.pdf" target="_blank" title="Download our Banking Tariff (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Banking Tariff (pdf)</h3> <p class="download_file-size">File size: 49.4 KB</p> </div> </article> </a> <a data-bs-toggle="modal" data-bs-target="#protectedDocumentsModal-additional-important-literature-about-your-account-0" href="#protectedDocumentsModal-additional-important-literature-about-your-account-0" data-ui-component="LiteratureDownloads" data-ui-group="Additional important literature about your Account" data-ui-type="Additional important literature about your Account" data-ui-document="Change of Details Form" data-ui-file="change-of-details-form.pdf" data-ui-action="Open Modal"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Change of Details Form</h3> <p class="download_file-size">File size: 137.2 KB</p> </div> </article> </a> <div class="modal fade" id="protectedDocumentsModal-additional-important-literature-about-your-account-0" tabindex="-1" aria-labelledby="applyModalLabel" aria-hidden="true"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <h3 class="modal-title" id="applyModalLabel">Please read</h3> </div> <div class="modal-body "> <div class="flex rich-text-editor"> <p style="margin-bottom: 12px;">Customers with a Personal Access Code can update their UK address and contact details online, or by calling us.</p> <p style="margin-bottom: 8px;">Customers without a Personal Access Code can complete and return this form which can also be used to notify us of personal data changes including name, home address, title, telephone number, email address, country of fiscal residence or tax contributions and signature.</p> <p style="line-height: 2.1rem; margin-bottom: 8px;">- If your name has changed, please send 1 document from List 1 - Proof of identity, as noted in our Customer Identification Requirements, along with a valid, certified document as proof of change, for example Marriage/Civil Partnership, or Deed Poll Certificate.</p> <p style="line-height: 2.1rem; margin-bottom: 10px;">- If you have moved to a non-UK address, please send 1 document from List 2 - Proof of Address, as noted in the Customer Identification Requirements.</p> <p style="margin-bottom: 12px;">Please note that this form cannot be used for changes to account details, non-personal data changes, or signature mandates. In some case we may require to revert to you for additional documentation and/or forms, in order to update our records.</p> </div> <div class="mt-4 d-flex justify-content-between rich-text-editor"> <a href="/media/0ojpkis5/change-of-details-form.pdf" target="_blank" title="Download our Change of Details Form (pdf) document (opens in a new window)" class="btn btn-primary" data-ui-component="LiteratureDownloads" data-ui-group="Additional important literature about your Account" data-ui-type="Additional important literature about your Account" data-ui-document="Change of Details Form" data-ui-file="change-of-details-form.pdf" data-ui-action="Accept and download"> <span data-bs-dismiss="modal">Accept and download</span> </a> <a href="#" data-bs-dismiss="modal" data-ui-component="LiteratureDownloads" data-ui-group="Additional important literature about your Account" data-ui-type="Additional important literature about your Account" data-ui-document="Change of Details Form" data-ui-file="change-of-details-form.pdf" data-ui-action="Cancel">Close</a> </div> </div> </div> </div> </div> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="FSCS Information Sheet and Exclusions List" data-ui-file="fscs-information-sheet-and-exclusions-list.pdf" data-ui-type="Additional important literature about your Account" href="/media/lzrmtu2j/fscs-information-sheet-and-exclusions-list.pdf" target="_blank" title="Download our FSCS Information Sheet and Exclusions List (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">FSCS Information Sheet and Exclusions List (pdf)</h3> <p class="download_file-size">File size: 1.7 MB</p> </div> </article> </a> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="Internet Banking registration guide" data-ui-file="internet-banking-registration-guide.pdf" data-ui-type="Additional important literature about your Account" href="/media/nu2o43u3/internet-banking-registration-guide.pdf" target="_blank" title="Download our Internet Banking registration guide (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Internet Banking registration guide (pdf)</h3> <p class="download_file-size">File size: 699.5 KB</p> </div> </article> </a> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="Term Deposit Maturity Form" data-ui-file="term-deposit-maturity-form.pdf" data-ui-type="Additional important literature about your Account" href="/media/bapnmagl/term-deposit-maturity-form.pdf" target="_blank" title="Download our Term Deposit Maturity Form (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <span class="download_badge badge bg-secondary-400">New</span> <div class="download_information"> <h3 class="download_title p">Term Deposit Maturity Form (pdf)</h3> <p class="download_file-size">File size: 143.5 KB</p> </div> </article> </a> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="literature-accordion-header-3"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#literature-accordion-content-3" aria-expanded="true" aria-controls="literature-accordion-content-3" data-ui-component="Accordion" data-ui-group="Literature Downloads" data-ui-title="Application Forms"> Application Forms </button> </h2> <section id="literature-accordion-content-3" class="accordion-collapse collapse" aria-labelledby="literature-accordion-header-3" data-bs-parent="#literature-downloads"> <div class="accordion-body"> <div class="accordion_downloads"> <a data-bs-toggle="modal" data-bs-target="#protectedDocumentsModal-application-forms-0" href="#protectedDocumentsModal-application-forms-0" data-ui-component="LiteratureDownloads" data-ui-group="Application Forms" data-ui-type="Application Forms" data-ui-document="Business account application form" data-ui-file="business-account-application-form-and-mandate.pdf" data-ui-action="Open Modal"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Business account application form</h3> <p class="download_file-size">File size: 331.6 KB</p> </div> </article> </a> <div class="modal fade" id="protectedDocumentsModal-application-forms-0" tabindex="-1" aria-labelledby="applyModalLabel" aria-hidden="true"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <h3 class="modal-title" id="applyModalLabel">Please read</h3> </div> <div class="modal-body "> <div class="flex rich-text-editor"> <p>For now, we're only accepting applications introduced by professional advisers registered with us or, existing customers opening an additional account, in the same name. All other applications received will be declined. If this changes, we'll let you know on our website.</p> <p>Please note that Cater Allen does not accept applications from Credit Unions, Special Purpose Vehicles, liquidators and receivers, money service providers, payment service providers or any business that offers related services such as Western Union or MoneyGram.</p> <p>Any application received from a company which has Bearer share arrangements in place will also not be accepted.</p> </div> <div class="mt-4 d-flex justify-content-between rich-text-editor"> <a href="/media/lw4jatxr/business-account-application-form-and-mandate.pdf" target="_blank" title="Download our Business account application form (pdf) document (opens in a new window)" class="btn btn-primary" data-ui-component="LiteratureDownloads" data-ui-group="Application Forms" data-ui-type="Application Forms" data-ui-document="Business account application form" data-ui-file="business-account-application-form-and-mandate.pdf" data-ui-action="Accept and download"> <span data-bs-dismiss="modal">Accept and download</span> </a> <a href="#" data-bs-dismiss="modal" data-ui-component="LiteratureDownloads" data-ui-group="Application Forms" data-ui-type="Application Forms" data-ui-document="Business account application form" data-ui-file="business-account-application-form-and-mandate.pdf" data-ui-action="Cancel">Close</a> </div> </div> </div> </div> </div> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="literature-accordion-header-4"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#literature-accordion-content-4" aria-expanded="true" aria-controls="literature-accordion-content-4" data-ui-component="Accordion" data-ui-group="Literature Downloads" data-ui-title="Renewal Mandates"> Renewal Mandates </button> </h2> <section id="literature-accordion-content-4" class="accordion-collapse collapse" aria-labelledby="literature-accordion-header-4" data-bs-parent="#literature-downloads"> <div class="accordion-body"> <div class="accordion_downloads"> <a data-bs-toggle="modal" data-bs-target="#protectedDocumentsModal-renewal-mandates-0" href="#protectedDocumentsModal-renewal-mandates-0" data-ui-component="LiteratureDownloads" data-ui-group="Renewal Mandates" data-ui-type="Renewal Mandates" data-ui-document="Renewal Mandate for Business Accounts" data-ui-file="renewal-mandate-for-business-accounts.pdf" data-ui-action="Open Modal"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Renewal Mandate for Business Accounts</h3> <p class="download_file-size">File size: 148.7 KB</p> </div> </article> </a> <div class="modal fade" id="protectedDocumentsModal-renewal-mandates-0" tabindex="-1" aria-labelledby="applyModalLabel" aria-hidden="true"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <h3 class="modal-title" id="applyModalLabel">Please read</h3> </div> <div class="modal-body "> <div class="flex rich-text-editor"> <p>Please ensure you complete all the questions in this mandate. Any incomplete forms will be returned and delay your request.</p> </div> <div class="mt-4 d-flex justify-content-between rich-text-editor"> <a href="/media/3k2k41za/renewal-mandate-for-business-accounts.pdf" target="_blank" title="Download our Renewal Mandate for Business Accounts (pdf) document (opens in a new window)" class="btn btn-primary" data-ui-component="LiteratureDownloads" data-ui-group="Renewal Mandates" data-ui-type="Renewal Mandates" data-ui-document="Renewal Mandate for Business Accounts" data-ui-file="renewal-mandate-for-business-accounts.pdf" data-ui-action="Accept and download"> <span data-bs-dismiss="modal">Accept and download</span> </a> <a href="#" data-bs-dismiss="modal" data-ui-component="LiteratureDownloads" data-ui-group="Renewal Mandates" data-ui-type="Renewal Mandates" data-ui-document="Renewal Mandate for Business Accounts" data-ui-file="renewal-mandate-for-business-accounts.pdf" data-ui-action="Cancel">Close</a> </div> </div> </div> </div> </div> </div> </div> </section> </article> <article class="accordion-item"> <h2 class="accordion-header" id="literature-accordion-header-5"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#literature-accordion-content-5" aria-expanded="true" aria-controls="literature-accordion-content-5" data-ui-component="Accordion" data-ui-group="Literature Downloads" data-ui-title="Terms and Conditions"> Terms and Conditions </button> </h2> <section id="literature-accordion-content-5" class="accordion-collapse collapse" aria-labelledby="literature-accordion-header-5" data-bs-parent="#literature-downloads"> <div class="accordion-body"> <div class="accordion_downloads"> <!-- Start Download --> <a data-ui-component="AccountDocumentsListing" data-ui-group="Literature downloads" data-ui-document="Non-Personal Terms and Conditions" data-ui-file="non-personal-terms-and-conditions.pdf" data-ui-type="Terms and Conditions" href="/media/a2eor0fp/non-personal-terms-and-conditions.pdf" target="_blank" title="Download our Non-Personal Terms and Conditions (pdf) document (opens in a new window)"> <article class="download"> <div class="download_icon"> <i class="ca-download icon"></i> </div> <div class="download_information"> <h3 class="download_title p">Non-Personal Terms and Conditions (pdf)</h3> <p class="download_file-size">File size: 558.1 KB</p> </div> </article> </a> </div> </div> </section> </article> <div class="accordion_btns pt-4 d-lg-none"> <a class="btn" href="#">Download application pack</a> </div> </div> </div> </section> </div> <div class="block-list_footer"> <section class="banner-icon container-xxl"> <div class="banner-icon_wrapper"> <article class="banner-icon_content"> <div class="banner-icon_icon"> <i class="ca-specialist-banking icon icon--light"></i> </div> <div class="banner-icon_copy rich-text-editor"> <h2>Why choose Cater Allen?</h2> <p>We have over 200 years of experience working in the UK, aiming to deliver a high level of customer service whenever you need help.</p> <p><span class="btn"><a href="/about-us" title="Go to our About us page">Learn more</a></span></p> </div> </article> </div> </section> </div> <div class="block-list_footer"> </div> <div class="modal fade apply-online-modal" id="applyModal" tabindex="-1" aria-labelledby="applyModalLabel" aria-modal="true" role="dialog"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <h5 class="modal-title" id="applyModalLabel"> Fixed Term Deposit Account for business : Apply Online </h5> <button type="button" class="btn-close" data-bs-dismiss="modal" aria-label="Close"> </button> </div> <div class="modal-body"> <div class="text-center modal_icon"> <i class="icon ca-apply"></i> </div> <div class="modal_ctas"> <div class="modal_cta"> <div>I'm applying for an additional account (in the same name)</div> <a href="https://apps.caterallen.co.uk/online-application/?accountType=Business&applicantType=For%20Myself&productId=21" target="_blank" class="btn btn-primary w-100">Apply (12 month Business)</a> <a href="https://apps.caterallen.co.uk/online-application/?accountType=Business&applicantType=For%20Myself&productId=22" target="_blank" class="btn btn-primary w-100">Apply (24 month Business)</a> </div> <div class="modal_cta"> <div>I'm an intermediary</div> <a href="https://apps.caterallen.co.uk/online-application/?accountType=Business&applicantType=For%20Someone%20Else&productId=21" target="_blank" class="btn btn-primary w-100">Apply (12 month Business)</a> <a href="https://apps.caterallen.co.uk/online-application/?accountType=Business&applicantType=For%20Someone%20Else&productId=22" target="_blank" class="btn btn-primary w-100">Apply (24 month Business)</a> </div> </div> <div class="mt-4 rich-text-editor"> <p><strong>For now</strong>, we're only accepting applications introduced by professional advisers registered with us or, existing customers opening an additional account, in the same name. All other applications received will be declined. If this changes, we'll let you know on our website.</p> <p>You should read and consider the documents under the '<strong>How to apply</strong>'' section before you apply (you can also print, download and save them). If you have any questions or need further information, please <a href="/contact-us" title="Go to our Contact us page">contact us</a>.</p> <p>To see these documents, you may need to download Adobe Reader.</p> <p>We'll carry out a credit check when you apply.</p> </div> </div> </div> </div> </div> </main> <footer class="site-footer"> <div class="site-footer_wrapper py-5"> <div class="container-xxl"> <div class="grid grid--4 pt-5 pb-5"> <div class="site-footer_item"> <h2 class="h4 mb-3">Products</h2> <nav class="site-footer_nav" aria-label="Products navigation"> <ul class="list"> <li> <a class="site-footer_link link" href="/accounts/personal-banking">Personal Banking</a> </li> <li> <a class="site-footer_link link" href="/accounts/business-banking">Business Banking</a> </li> <li> <a class="site-footer_link link" href="/accounts/specialist-banking">Specialist Banking</a> </li> <li> <a class="site-footer_link link" href="/accounts/off-sale-products">Off Sale Products</a> </li> </ul> </nav> </div> <div class="site-footer_item"> <h2 class="h4 mb-3">Help and support</h2> <nav class="site-footer_nav" aria-label="Help and support navigation"> <ul class="list"> <li> <a class="site-footer_link link" href="/banking-support/literature-and-rates/account-literature">Account literature</a> </li> <li> <a class="site-footer_link link" href="/banking-support/payments/foreign-payments-and-currencies">Foreign payments and currencies</a> </li> <li> <a class="site-footer_link link" href="/fraud-and-security-centre">Fraud & Security Centre</a> </li> <li> <a class="site-footer_link link" href="/banking-support/literature-and-rates/interest-rates">Interest rates</a> </li> <li> <a class="site-footer_link link" href="/banking-support/our-service/our-internet-banking-service">Our Internet Banking service</a> </li> <li> <a class="site-footer_link link" href="/banking-support/payments/payment-services">Payment services</a> </li> </ul> </nav> </div> <div class="site-footer_item"> <h2 class="h4 mb-3">Get in touch</h2> <nav class="site-footer_nav" aria-label="Get in touch navigation"> <ul class="list"> <li> <a class="site-footer_link link" href="/contact-us">Contact us</a> </li> <li> <a class="site-footer_link link" href="/contact-us/existing-customers">Existing customers</a> </li> <li> <a class="site-footer_link link" href="/contact-us/new-customers">New customers</a> </li> <li> <a class="site-footer_link link" href="/contact-us/professional-advisers">Professional advisers</a> </li> <li> <a class="site-footer_link link" href="/contact-us/lost-and-stolen-cards">Lost and stolen cards</a> </li> </ul> </nav> </div> <div class="site-footer_item"> <h2 class="h4 mb-3">Additional information</h2> <nav class="site-footer_nav" aria-label="Additional information navigation"> <ul class="list"> <li> <a class="site-footer_link link" href="/legal/accessibility-and-technical-help">Accessibility and technical help</a> </li> <li> <a class="site-footer_link link" href="/legal/cookie-policy">Cookie policy</a> </li> <li> <a class="site-footer_link link" href="/legal/modern-slavery-statement">Modern Slavery Statement</a> </li> <li> <a class="site-footer_link link" href="/legal/privacy-notice">Privacy notice</a> </li> <li> <a class="site-footer_link link" href="/sitemap">Sitemap</a> </li> </ul> </nav> </div> </div> <div class="site-footer_smallprint py-lg-7 py-5"> <a href="https://www.fscs.org.uk/" target="_blank" title="Visit https://www.fscs.org.uk/ (opens in a new window)"> <img class="site-footer_fscs-logo" src="/dist/images/fscs.svg" height="104" width="95" alt="Logo for the Financial Services Compensation Scheme"/> </a> <div class="site-footer_smallprint-copy rich-text-editor"> <p class="callout">Copyright © 2025 Cater Allen Private Bank. 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