You might have less income than you've had in the past if your circumstances have changed. If that's the case, you may find our hints and tips helpful:
- it's a good idea to contact the companies you may have Direct Debits, Standing Orders or repayments set up with. If you let them know about your situation, they may be able to lower the amount you pay back each time
- make sure you cancelled any non-essential spend. Take a look at our 'Ways to cut your spending' section for helpful hints and tips
- we suggest making a budget planner so that you can get an overall look of your outgoings. Our 'Budget planning' section on this page shows you how to get started.