

A fixed term savings account with a guaranteed rate of interest for the full term of the account.
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Available for personal customers, companies, sole traders, partnerships, and self-employed professionals operating through limited company structures such as contractors, consultants, interim managers, freelancers and locums. Also available to pension managers.
Available to customers via a Professional Adviser only.
Account holders must be 18 or older and be resident in the UK permanently.
Up to four joint account holders per account.
We only accept deposits to a Fixed Term Deposit Account via electronic transfer.
This account is subject to availability and may be withdrawn from sale at any time without notice.
We offer a choice of options at maturity which you must provide to us via the Fixed Term Deposit Maturity Options Form, which you will receive 6 weeks before your Fixed Term Deposit matures. We’ll send you a reminder 2 weeks before your Fixed Term Deposit matures.
At maturity, if instructions have not been provided we’ll open a Term Maturity Account and transfer your maturing Fixed Term Deposit funds into it. You can see information on the current interest rate for the Term Maturity Account here.
The following options are available at maturity:
If we receive repayment instructions from you, your deposit will be sent by electronic transfer into a bank account in your name. A fee may be payable for this, please see our Banking Tariff for details.
All written instructions for maturing Fixed Term Deposits should be made using the Fixed Term Deposit Maturity Options Form.
Rates correct as at 18 May 2022. Interest payable is fixed.
Term | Balance | Gross % p.a. | AER % p.a. |
---|---|---|---|
12 months | £85,000+ | 1.25% | 1.25% |
24 months | £85,000+ | 1.65% | 1.65% |
The gross rate is the interest rate we pay where no income tax has been deducted.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
Although you should apply via your financial adviser or intermediary we have provided the relevant documentation required for an application. It's important that you fully understand the account, interest rates and the relevant Terms and Conditions before submitting an application.
View the interest rate for the account you would like to apply for
Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Banking Tariff
Size: 39.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Customer identification requirements
Size: 63.7KB
Non-Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Non-Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Banking Tariff
Size: 39.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Customer identification requirements
Size: 63.7KB
Non-Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Non-Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Banking Tariff
Size: 39.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Customer identification requirements
Size: 63.7KB
Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Banking Tariff
Size: 39.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Customer identification requirements
Size: 63.7KB
Please contact your financial adviser or intermediary to discuss opening the account and completing an application form.
Once your financial adviser or intermediary has sent in your application, it will usually be processed within 5 days of us receiving it, as long as the application form is completed correctly and accompanied by all required documents. Application forms we receive which are incorrect or incomplete will be automatically returned.
Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Personal Account application form
Size: 331.0KB
Please note our Term Deposit Accounts are no longer on sale although they are still appearing on our application forms. Please do not tick to open a Term Deposit Account as we won't be able to action this.
Customer identification requirements
Size: 63.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Banking Tariff
Size: 39.7KB
A guide to your Account
Size: 6.1MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of 'A Guide to your Account', otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Renewal Mandate for Personal Accounts
Size: 301.5KB
Please ensure you complete all the questions in this mandate. Any incomplete forms will be returned and delay your request.
Non-Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Non-Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Business account application form
Size: 331.6KB
Please note that Cater Allen does not accept applications from Credit Unions, Special Purpose Vehicles, liquidators and receivers, money service providers, payment service providers or any business that offers related services such as Western Union or MoneyGram.
Any application received from a company which has Bearer share arrangements in place will also not be accepted.
Customer identification requirements
Size: 63.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Banking Tariff
Size: 39.7KB
A guide to your Account
Size: 6.1MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of 'A Guide to your Account', otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Renewal Mandate for Business Accounts
Size: 148.7KB
Please ensure you complete all the questions in this mandate. Any incomplete forms will be returned and delay your request.
Non-Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Non-Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Small Self-Administered Pension Scheme (SSAS) application form
Size: 346.6KB
Please note our Term Deposit Accounts are no longer on sale although they are still appearing on our application forms. Please do not tick to open a Term Deposit Account as we won't be able to action this.
Customer identification requirements
Size: 63.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Banking Tariff
Size: 39.7KB
A guide to your Account
Size: 6.1MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of 'A Guide to your Account', otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Renewal Mandate for Self Invested Personal Pension Schemes
Size: 234.6KB
Renewal Mandate for Small Self-administered Pension scheme
Size: 318.7KB
Please ensure you complete all the questions in this mandate. Any incomplete forms will be returned and delay your request.
Personal Terms and Conditions
Size: 1.3MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Personal Terms and Conditions, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Fixed Term Deposit Fact Sheet
Size: 779.3KB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of the Term Deposit Fact Sheet, otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
Application form for Personal Representatives, Executors, Attorneys and Receivers/Deputies
Size: 2.7MB
Please note:
1. Our Term Deposit Accounts are no longer on sale although they are still appearing on our application forms. Please do not tick to open a Term Deposit Account as we won’t be able to action this.
2. When filling out this form, in Section 12 'Required documents' we no longer accept a copy of the Death Certificate and the Will for verification of Personal Representative/Executor Accounts. One of the following items must be provided for verification of Personal Representative/Executor Accounts: A sealed original copy of the Grant of Probate or certified copy of the Grant of Probate (certified copies in accordance with Customer Identification Requirements guidance for Certifiers) or Letters of Administration.
Customer identification requirements
Size: 63.7KB
FSCS Information Sheet and Exclusions List
Size: 1.7MB
Banking Tariff
Size: 39.7KB
A guide to your Account
Size: 6.1MB
If you are a prospective customer, or you are an existing customer and have been informed the changes have gone live for your account, please download this version of 'A Guide to your Account', otherwise click the Accept and download button. If you are not sure if the changes have gone live for your account, you can find out here.
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