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Our Internet Banking service

With Internet Banking, you can manage your accounts in one place, safely and securely. It's easy, free and available 24 hours a day, 7 days a week.

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Key features

Send and receive money easily and safely.

Make same day payments or schedule future ones.

View and download your transactions and statements.

Message us securely online if you need help.

Getting started and logging on

If you've just opened your first account with us and want to register for Internet Banking, you'll need a few things with you.

  • Customer ID - It's on the second welcome letter we sent to you.

  • Account number - You can use any of your account numbers. They're on the first welcome letter we sent to you, your statements and cheque books.

  • Mobile phone - This will be used to verify your One Time Passcode (OTP).

If you need help, please see our Internet Banking registration guide, or call us on 0800 092 3300. 

If you already have an account with us, you'll need to create a password to get started. It's best to do this on a desktop PC or laptop. Or you can do this on a mobile phone by switching to desktop mode on your mobile's browser.

Please have your Customer ID number, Personal Access Code (PAC) and mobile phone to hand. Follow the steps below:

  • log on to Internet Banking
  • enter your Customer ID, click 'Continue'
  • click 'Forgotten password?'
  • type in your Customer ID and account number then tick to confirm you've read the T&Cs. Click 'Continue'
  • enter your Personal Access Code (PAC), One Time Passcode (OTP), click 'Continue'
  • enter a new password, then click 'Submit'
  • click 'Continue'.

 

  • visit caterallen.co.uk

  • click 'Log on or Register' in the top right

  • enter your Username or Customer ID, click 'continue'

  • enter your 6-digit Personal Access Code (PAC), Password then click 'Log On'

  • enter your 6-digit One Time Passcode (OTP), if it asks you to

  • we'll send your OTP to the mobile number registered to your account

  • click 'continue'.

No, we don't have an app for Internet Banking. However, by following some simple steps on your phone or tablet, you can create a shortcut to Internet Banking which looks and feels just like an app.

For iPhone or iOS Safari users:

  1. Open Safari 

  2. Go to our Internet Banking webpage

  3. Tap the 'Share' icon share icon

  4. Scroll down or click 'More' and select 'Add to Home Screen'

  5. You can edit the name, for example 'Cater Allen' this name becomes the app's label

  6. Tap 'Add'

For Android users, or those using Chrome, Edge, or Firefox browsers:

  1. Go to our Internet Banking webpage

  2. Tap the three-dot menu ⋮ and click 'Add to home screen'

  3. You can edit the name, for example 'Cater Allen' this name becomes the app's label

  4. Tap 'Add'

You'll now have an icon on your home screen that opens directly to our Internet Banking log in page, whilst looking and feeling like an app.

You'll need to 'Log on' using your Username or Customer ID and your password each time.

If you're a Santander UK customer, you can view your Cater Allen account balances and transactions in their mobile banking app, by linking your account through Open Banking.

Yes, if you have an account with Santander UK and access to their mobile banking app, you can connect your Cater Allen account through Open Banking.

This gives you a quick and easy way to view your Cater Allen account balances or transactions. You can follow Santander UK's guide on how to do this.

When connecting your account to Santander's app, you'll be redirected out of the app to our Internet Banking page to log in. Once this step is completed, you can return to the app and complete the following steps.

Please note, you can't make payments within Open Banking.

Your Customer ID is a 10-digit number. It's unique to you and your Cater Allen account. Use it as your log on to Internet Banking, but you can change it at any time.

You can find your Customer ID on your welcome letter. If you need a copy of your welcome letter, call us.

If you're already registered for Internet Banking, you can log on and change your PAC online.

If you don't know your PAC, you'll need to call us on 0800 092 3300 and we'll send this to you in the post.

Our Internet Banking service works on desktops, laptops, mobiles and tablets such as Androids, iPhones, iPads and more.

We recommend you use the most up-to-date version of your internet browser.

We use a One Time Passcode (OTP) to authorise certain transactions. Your OTP is a secure key to your account. It stops anyone except you from making changes or payments to your account.

We send an OTP to the mobile phone registered to your account. Each OTP is unique to the transaction you're making. Enter the OTP when you make an online transaction.

Find out more in the OTP section of our Security centre.

Help and guidance

We'll send One Time Passcodes (OTPs) to the mobile number registered on your account. This will happen when you're logging in, or making payments or changes to your account.

To update your mobile phone number, call us.

  • try entering your customer ID without the "00". For example, 12345678, not 0012345678
  • make sure you're using your personal customer ID. Do not use your business customer ID
  • if you're a new customer, find your customer ID on your welcome letter
  • if you've forgotten or lost your Customer ID or Username, please call us.

If you try to log in a few times, we may disable your login details.

If this happens, please call us.

This is how to set up your username, password and Personal Access Code (PAC).

Your username must:

  • be between 5-26 characters in length
  • contain a minimum of 5 alphabetic characters
  • not include spaces or any special characters
  • not include a sequence of 5 or more characters e.g. User12345.

Your password must:

  • be between 8 and 20 characters in length
  • contain uppercase, lowercase, numeric and special characters (such as %&^@!)
  • not be the same as your username
  • not have repeated characters e.g. AABB123
  • not contain your first, middle or last name.

Your Personal Access Code (PAC) must:

  • be a 6 digit number
  • not be your date of birth
  • not include consecutive numbers e.g. 123456
  • not include repeated numbers e.g. 111234.

You can change your PAC or password in Internet Banking.

Change your password

  • log on to Internet Banking
  • click 'My Details' (top right menu)
  • choose 'Change password' (left side menu)
  • enter your current password
  • create a new password and confirm
  • press 'continue'
  • enter your Personal Access Code (PAC) and One Time Passcode (OTP), click 'Submit'.

Change your Personal Access Code (PAC)

  • log on to Internet Banking
  • click 'My Details' (Top right menu)
  • choose 'Change PAC' (left side menu)
  • enter your current Personal Access Code (PAC)
  • create a new Personal Access Code (PAC) and confirm
  • click 'Continue'
  • enter your Password and One Time Passcode (OTP), click 'Submit'.

Reset your personal access code (PAC) in Internet Banking:

  • log on to Internet Banking
  • enter Username or Customer ID, click 'Continue'
  • click 'Forgotten PAC?'
  • enter your Customer ID and account number. Then tick to confirm you've read the T&Cs. Click 'Continue'
  • enter your Password, One Time Passcode (OTP), click 'Continue'
  • enter your new Personal Access Code (PAC), confirm it a second time. Then click 'Submit'
  • click 'Continue'.

You can reset your password within Internet Banking:

  • log on to Internet Banking
  • enter your username or customer ID, click 'Continue'
  • click 'Forgotten password?'
  • type in your Customer ID and account number. Then tick to confirm you've read the T&Cs. Click 'Continue'
  • enter your Personal Access Code (PAC), One Time Passcode (OTP), click 'Continue'
  • enter a new password, then click 'Submit'
  • click 'Continue'.

You can reset your username in Internet Banking:

  • log on to Internet Banking
  • click 'Forgotten username?'
  • enter your Customer ID and account number, then tick to confirm the T&Cs. Click 'Continue'
  • enter your Personal Access Code (PAC) and One Time Passcode (OTP), click 'Continue'
  • enter your new username, confirm it a second time. Then click 'Submit'
  • click 'Continue'.

When you visit our Internet Banking site for the first time, you'll need to select your cookie preferences. Cookies are small text files placed on your device when you visit a website, this helps us recognise you as a user and make your visit easier and more useful when you next visit our website. You can read more about this on our Cookie policy page.

Sometimes your device's security software can block pop-ups. This means you can't make your cookie choice, and this can stop you from logging on.

To sort this, you should clear your cache. A cache is a temporary storage space on your browser which saves copies of websites, images and more.

You can clear your cache by going into your browser's settings and clicking 'clear cache' or 'clear browsing data' and making sure 'cached images and files' is selected.

Other services available

Features

Personal customers

Business customers

Register for Internet Banking

Internet Banking

Internet Banking

Forgot log on credentials (Pre-Log On)

Internet Banking

Internet Banking

Change log on credentials (Post Log On)

Internet Banking

Internet Banking

Features

Personal customers

Business customers

View last 30 days transactions

Internet Banking

Internet Banking

View transaction list

Internet Banking

Internet Banking

Download transaction list

Internet Banking

Internet Banking

View account details

Internet Banking

Internet Banking

Set statement preferences

Internet Banking

Internet Banking

Enquire cheque status

Internet Banking

Internet Banking

Send/receive Secure messages

Internet Banking

Internet Banking

Change address, email & mobile

Internet Banking

Call us

Cancel a cheque

Internet Banking

Internet Banking

Close your account – Sterling account

Internet Banking

Internet Banking

Close your account – Currency account

Call us

Call us

View and download bank statement

Internet Banking

Internet Banking

View and download Annual Interest Statements

Internet Banking

Internet Banking

Order a cheque book

Internet Banking

Internet Banking

Order a paying in book

Call us or send a secure message

Call us or send a secure message

Features

Personal customers

Business customers

Individual Faster Payment (Same day or future dated)

Internet Banking

Internet Banking

Individual CHAPS payment (Same day or future dated)

Internet Banking

Internet Banking

Foreign payment

Call us

Call us

Account transfer (Same day or future dated)

Internet Banking

Internet Banking

Bulk (multiple) payments (Same day or future dated)

Internet Banking

Internet Banking

Set up & manage Standing Orders

Internet Banking

Internet Banking

Set up & manage payees

Internet Banking

Internet Banking

Manage Direct Debits

Internet Banking

Internet Banking

View future dated payments

Internet Banking

Internet Banking

Cancel future dated payments

Call us

Call us

View payments history

Internet Banking

Internet Banking

Authorise transactions

Internet Banking

Internet Banking

Features

Personal customers

Business customers

View Term Deposit details

Internet Banking

Call us

Update Term Deposit maturity instructions

Internet Banking

Call us